/* ========== Base Reset & Typography ========== */
:root {
  /* Page background + palette used for smooth fades */
  --page-bg: #FFFCF9;
  --orange-10: #FFF4EA; /* very light */
  --orange-20: #FFE8D6; /* light */
  --green-10: rgba(31,122,77,0.10);
  --green-18: rgba(31,122,77,0.18);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scrollbar-gutter: stable; scroll-behavior: smooth; }
body {
  font-family: 'Inter', 'Segoe UI', Arial, sans-serif;
  color: #1A1A1A;
  line-height: 1.7;
  font-size: 17px;
  /* Site-wide soft, flowy background using brand accents */
  background:
    radial-gradient(1200px 800px at 12% 8%, rgba(255,155,106,.20) 0%, rgba(255,155,106,0) 65%),
    radial-gradient(1000px 720px at 88% 82%, rgba(203,180,255,.18) 0%, rgba(203,180,255,0) 60%),
    var(--page-bg);
  background-attachment: fixed, fixed, fixed;
}
img { display: block; max-width: 100%; height: auto; }
.visually-hidden {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}
a {
  color: #FF6F40; text-decoration: none; position: relative;
  transition: color .2s;
}
a:hover { color: #e65b2f; }
a::after {
  content: ''; position: absolute; left: 0; bottom: -2px; width: 100%; height: 2px;
  background: linear-gradient(90deg, #FF6F40, #CBB4FF);
  transform: scaleX(0); transform-origin: left; transition: transform .3s;
}
a:hover::after { transform: scaleX(1); }
ul { list-style: none; padding-left: 1.2rem; }
li::before { content: "\2022 "; color: #FF6F40; margin-right: .4rem; }
button, input, textarea, select { font-family: inherit; }
a, button, .wide-card { transition: background .2s, box-shadow .3s, color .2s, transform .2s; }
/* ========== Layout & Container ========== */
.container { width: min(1100px, 92vw); margin: 0 auto; padding: 0 1.6rem; }
.page-section { padding: clamp(3rem, 6vw, 4.5rem) 0; }
/* Global type rhythm */
h1, h2, h3 { line-height: 1.2; margin-bottom: .85rem; }
p { margin-bottom: .8rem; }
/* Primary CTA button (brand gradient) */
.button-primary {
  display: inline-flex; align-items: center; justify-content: center;
  gap: .45rem; padding: .95rem 1.8rem;
  border: 0; border-radius: 999px;
  background: linear-gradient(90deg, #FF6F40 0%, #CBB4FF 100%);
  color: #fff; font-weight: 800; letter-spacing: .02em;
  box-shadow: 0 18px 36px rgba(31,38,135,.18);
  transition: transform .18s ease, box-shadow .3s ease, filter .2s ease;
}
.button-primary::after, .button-secondary::after { content: none; }
.button-primary:hover { transform: translateY(-2px); box-shadow: 0 24px 48px rgba(31,38,135,.22); filter: saturate(1.05); }
/* Secondary CTA */
.button-secondary {
  display: inline-flex; align-items: center; justify-content: center;
  gap: .45rem; padding: .85rem 1.6rem;
  border: 2px solid rgba(26,26,26,.12); border-radius: 999px;
  background: #ffffff; color: #1A1A1A;
  font-weight: 700; letter-spacing: .02em;
  box-shadow: 0 12px 24px rgba(31,38,135,.08);
}
.button-secondary::after { content: none; }
/* Hero email signup group */
.email-signup {
  display: flex; align-items: center; gap: .5rem;
  background: rgba(255,255,255,.92);
  border: 1px solid rgba(26,26,26,.08);
  padding: .35rem;
  border-radius: 999px;
  box-shadow: 0 18px 36px rgba(31,38,135,.12);
}
.email-signup input[type="email"] {
  flex: 1; border: 0; outline: 0; background: transparent; padding: .8rem 1rem; border-radius: 999px; font: inherit; color: #1A1A1A;
}
.email-signup button {
  border: 0; border-radius: 999px; padding: .8rem 1.2rem; font-weight: 800; cursor: pointer;
  background: linear-gradient(90deg, #FF7A57 0%, #D4BEFF 100%);
  color: #fff; box-shadow: 0 14px 28px rgba(31,38,135,.18);
  transition: transform .18s ease, filter .2s ease;
}
.email-signup button:hover { transform: translateY(-1px); filter: saturate(1.06); }
/* ========== Navbar ========== */
.navbar {
  background: rgba(255, 255, 255, 0.92);
  border-bottom: 1px solid rgba(26, 26, 26, 0.06);
  padding: clamp(.75rem, 1.8vw, .95rem) 0;
  position: sticky; top: 0; z-index: 100; backdrop-filter: blur(12px);
}
.nav-container { display: flex; align-items: center; justify-content: space-between; gap: 2.5rem; position: relative; }
.nav-brand { display: inline-flex; align-items: center; gap: .85rem; padding: .3rem 0; }
.nav-brand-logo { width: 48px; height: 48px; object-fit: contain; border-radius: 50%; }
.home-page .nav-brand-logo {
  -webkit-mask-image: radial-gradient(circle at center, rgba(0,0,0,1) 62%, rgba(0,0,0,.85) 80%, transparent 98%);
  mask-image: radial-gradient(circle at center, rgba(0,0,0,1) 62%, rgba(0,0,0,.85) 80%, transparent 98%);
}
.nav-brand-name { font-weight: 800; font-size: 1.4rem; letter-spacing: .04em; color: #1A1A1A; }
.primary-nav { margin-left: auto; }
.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid rgba(26,26,26,.12);
  border-radius: 12px;
  background: #ffffff;
  color: inherit;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}
.nav-toggle:focus-visible { outline: 2px solid rgba(255,111,64,.8); outline-offset: 3px; }
.nav-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  border-radius: 999px;
  background: currentColor;
  transition: transform .2s ease, opacity .2s ease;
}
.nav-toggle span + span { margin-top: 5px; }
.nav-links { display: flex; align-items: center; gap: 1.4rem; padding-left: 0; }
.nav-links li::before { display: none; }
.nav-links a { font-weight: 600; letter-spacing: .02em; color: #1A1A1A; }
.nav-links a::after { background: #FF6F40; height: 3px; bottom: -6px; }
.nav-links a.active { color: #FF6F40; }
.nav-links a.active::after { transform: scaleX(1); }
.nav-links a:hover { color: #FF6F40; }
body.nav-open .nav-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
body.nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
body.nav-open .nav-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
@media (max-width: 900px) {
  body.nav-ready .nav-container { gap: 1.2rem; }
  body.nav-ready .primary-nav {
    position: absolute;
    top: calc(100% + .75rem);
    left: 0;
    right: 0;
    margin-left: 0;
    background: rgba(255,255,255,.97);
    border: 1px solid rgba(26,26,26,.08);
    border-radius: 18px;
    padding: 1.2rem;
    box-shadow: 0 24px 60px rgba(31,38,135,.16);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(-10px);
    transition: opacity .2s ease, transform .2s ease;
    z-index: 20;
  }
  body.nav-ready .nav-links {
    flex-direction: column;
    align-items: stretch;
    gap: 0;
  }
  body.nav-ready .nav-links li { width: 100%; }
  body.nav-ready .nav-links a {
    display: block;
    width: 100%;
    padding: .65rem 0;
    font-size: 1rem;
  }
  body.nav-ready .nav-links a::after { bottom: 0; height: 2px; }
  body.nav-ready .nav-toggle { display: inline-flex; }
  body.nav-ready .primary-nav::before {
    content: '';
    position: absolute;
    top: -12px;
    right: 24px;
    width: 18px;
    height: 18px;
    transform: rotate(45deg);
    background: inherit;
    border-left: 1px solid rgba(26,26,26,.08);
    border-top: 1px solid rgba(26,26,26,.08);
  }
  body.nav-ready.nav-open .primary-nav {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0);
  }
}
/* ========== Hero Section ========== */
.hero {
  position: relative;
  padding: clamp(3.2rem, 7vw, 6rem) 0 clamp(5rem, 11vw, 7.8rem);
  min-height: min(72vh, 820px);
  color: #1A1A1A;
  background: transparent; /* let the site background flow through */
  overflow: hidden;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background-image:
    radial-gradient(660px 420px at 78% 72%, rgba(203,180,255,.24) 0%, rgba(203,180,255,0) 60%),
    url("../images/logo.png");
  background-size: 40% 100%, cover;
  background-position: center, center calc(50% + 20px);
  background-repeat: no-repeat;
  pointer-events: none;
  opacity: .12;
}
.hero::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(255,255,255,.55) 0%, rgba(255,255,255,.05) 70%);
  pointer-events: none;
}
.hero-container {
  position: relative;
  z-index: 1;
  display: grid;
  gap: clamp(2rem, 6vw, 3rem);
  grid-template-columns: minmax(0, 1fr) minmax(260px, 320px);
  align-items: start;
}
.hero-support {
  display: grid;
  gap: clamp(1.4rem, 4vw, 2.2rem);
  align-content: start;
  max-width: 320px;
  justify-items: stretch;
}
.hero-content { max-width: 580px; display: flex; flex-direction: column; gap: 1.2rem; text-align: left; }
.hero-kicker { font-size: .95rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: #6E6E6E; }
.hero-title { font-size: clamp(3.2rem, 7vw, 4rem); font-weight: 900; letter-spacing: .04em; }
.hero-subtitle { font-size: 1.4rem; font-weight: 600; color: #FF6F40; }
.hero-description { font-size: 1.15rem; color: #3B3B3B; line-height: 1.8; }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 1rem; margin-top: .5rem; }
.hero-waitlist {
  background: rgba(255,255,255,.8);
  border: 1px solid rgba(26,26,26,.06);
  border-radius: 22px;
  padding: clamp(1.1rem, 3.2vw, 1.6rem);
  box-shadow: 0 16px 40px rgba(31,38,135,.1);
  display: grid;
  gap: .9rem;
  position: relative;
  width: 100%;
}
.hero-waitlist::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: linear-gradient(135deg, rgba(255,155,106,.1), rgba(203,180,255,.14));
  opacity: .55;
  pointer-events: none;
  z-index: -1;
}
.hero-waitlist h2 { font-size: clamp(1.45rem, 3vw, 1.8rem); font-weight: 800; color: #1a1a1a; }
.hero-waitlist p { margin: 0; color: #2f2f2f; line-height: 1.7; }
.hero-waitlist__form { background: rgba(255,255,255,.96); }
.hero-waitlist__privacy { font-size: .85rem; color: rgba(26,26,26,.65); text-align: center; }
.hero-waitlist .email-signup {
  padding: .2rem;
  gap: .35rem;
  box-shadow: 0 12px 28px rgba(31,38,135,.08);
}
.hero-waitlist .email-signup input[type="email"] { padding: .55rem .75rem; }
.hero-waitlist .email-signup button {
  padding: .55rem 1rem;
  font-size: .88rem;
}
.hero-waitlist__count {
  display: grid;
  justify-items: center;
  gap: .12rem;
  padding-top: .4rem;
  border-top: 1px solid rgba(26,26,26,.08);
}
.hero-waitlist__number { font-size: 1.75rem; font-weight: 900; color: #1f7a4d; letter-spacing: .02em; }
.hero-waitlist__caption { font-size: 1.15rem; font-weight: 600; color: rgba(26,26,26,.7); text-transform: uppercase; letter-spacing: .12em; }
.hero-skip {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  padding: .9rem 1.8rem;
  border-radius: 16px;
  background: rgba(255,255,255,.92);
  color: #1A1A1A;
  border: 1px solid rgba(26,26,26,.12);
  box-shadow: 0 18px 36px rgba(31,38,135,.14);
  font-weight: 800; font-size: 1.05rem;
  text-decoration: none;
  transition: transform .18s ease, box-shadow .3s ease, background .2s ease;
  justify-self: stretch;
}
.hero-skip::after { font-weight: 900; }
.hero-skip:hover { transform: translateY(-2px); box-shadow: 0 24px 48px rgba(31,38,135,.18); background: rgba(255,255,255,.98); }
@media (max-width: 900px) {
  .hero-container { grid-template-columns: 1fr; }
  .hero-support { justify-self: stretch; }
  .hero-skip { justify-self: center; text-align: center; }
}
#popup {
    position: fixed;
    inset: 0;
    display: grid;
    place-items: center;
    background: rgba(0,0,0,.35);
    backdrop-filter: blur(6px);
    z-index: 1000;
    opacity: 0;
    pointer-events: none;
    transition: opacity .2s ease, backdrop-filter .24s ease;
  }
#popup.hidden { display: none; }
#popup.active {
    opacity: 1;
    pointer-events: auto;
    backdrop-filter: blur(10px);
  }
#popup .popup-card {
    background: #ffffff;
    border-radius: 22px;
    padding: 2.2rem 2.6rem;
    box-shadow: 0 32px 68px rgba(31,38,135,.22);
    width: min(420px, calc(100vw - 2.5rem));
    display: grid;
    gap: 1.1rem;
    text-align: center;
    transform: translateY(12px) scale(.97);
    opacity: 0;
    transition: transform .26s cubic-bezier(.22,1,.36,1), opacity .2s ease;
  }
#popup.active .popup-card {
    transform: translateY(0) scale(1);
    opacity: 1;
  }
#popup .popup-card__icon {
    width: 56px;
    height: 56px;
    margin: 0 auto;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: linear-gradient(135deg, rgba(31,122,77,.16) 0%, rgba(203,180,255,.24) 100%);
    color: #1f7a4d;
    font-size: 1.8rem;
    font-weight: 800;
  }
#popup .popup-card h3 {
    font-size: 1.75rem;
    font-weight: 800;
    color: #123b2e;
    margin: 0;
  }
#popup .popup-card p {
    color: #2f4b3c;
    line-height: 1.6;
    margin: 0;
  }
#popup .popup-card__actions {
    display: grid;
    gap: .6rem;
    justify-items: center;
  }
#popup .popup-card__button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: .4rem;
    padding: .95rem 1.6rem;
    border-radius: 999px;
    border: none;
    background: linear-gradient(135deg, #1f7a4d 0%, #2a9d6d 100%);
    color: #ffffff;
    font-weight: 700;
    cursor: pointer;
    transition: transform .25s ease, box-shadow .25s ease;
  }
#popup .popup-card__button:hover {
    transform: translateY(-2px);
    box-shadow: 0 18px 36px rgba(31,38,135,.16);
  }
#popup .popup-card__subcopy {
    font-size: .9rem;
    color: #51665a;
  }
/* ========== Legal Pages ========== */
.legal-page { padding: clamp(4rem, 8vw, 6rem) 0; background: linear-gradient(135deg, #e3e6ff 0%, #fbeee6 100%); }
.legal-wrapper {
  max-width: 760px; margin: 0 auto; background: rgba(255,255,255,.92);
  border-radius: 20px; padding: clamp(2rem, 5vw, 3rem);
  box-shadow: 0 20px 50px rgba(31,38,135,.12); backdrop-filter: blur(8px);
}
.legal-title { font-size: clamp(2.1rem, 4vw, 2.6rem); font-weight: 800; letter-spacing: .05em; text-transform: uppercase; margin-bottom: .75rem; }
.legal-updated { font-size: .95rem; color: #6E6E6E; margin-bottom: 2rem; }
.legal-heading { font-size: 1.35rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; margin-bottom: 1rem; }
.legal-text { font-size: 1.35rem; color: #3B3B3B; line-height: 1.8; }
.legal-text strong { font-weight: 800; letter-spacing: .05em; }
.legal-text + .legal-text { margin-top: 1.4rem; }
.legal-text-list { list-style: disc; padding-left: 1.5rem; color: #3B3B3B; margin: 1.4rem 0; }
.legal-text-list li { margin-bottom: .6rem; line-height: 1.7; }
.legal-text-list li::before { display: none; }
.legal-toc {
  border: 1px solid rgba(26,26,26,.08); background: rgba(255,255,255,.85);
  border-radius: 18px; padding: clamp(1.5rem, 4vw, 2rem);
  box-shadow: 0 16px 40px rgba(31,38,135,.1);
  margin: clamp(2rem, 5vw, 3rem) 0;
}
.legal-toc-title { font-size: 1.35rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #1A1A1A; }
.legal-toc ol { margin-top: 1rem; padding-left: 1.4rem; color: #3B3B3B; display: grid; gap: .4rem; }
.legal-toc a { color: #FF6F40; font-weight: 600; }
/* ========== Wide Layout (Primary Pages) ========== */
.layout-wide { background: linear-gradient(180deg, #f9f7ff 0%, #ffffff 60%, #ffffff 100%); min-height: 100vh; }
.layout-wide .navbar .container { width: min(1100px, 92vw); margin: 0 auto; }
.layout-wide .footer .container { width: min(1240px, 94vw); margin: 0 auto; }
.page-wide { padding: clamp(4rem, 8vw, 6.5rem) 0 clamp(5rem, 10vw, 7rem); }
.page-wide-shell { width: min(1240px, 94vw); margin: 0 auto; display: flex; flex-direction: column; gap: clamp(3rem, 7vw, 5rem); }
.layout-wide .page-wide-shell {
  width: min(1100px, 92vw);
  display: grid;
  gap: clamp(2.4rem, 5vw, 3.4rem);
}
.budgeting-page .page-wide-shell {
  gap: clamp(3.4rem, 8vw, 5.4rem);
}
.budgeting-page .wide-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2.4rem, 6vw, 3.6rem);
}
.budgeting-page section[id] {
  scroll-margin-top: clamp(5rem, 12vw, 6.8rem);
}
.budget-helper-section {
  background: linear-gradient(135deg, rgba(255,255,255,0.92) 0%, rgba(251,238,230,0.9) 100%);
  border: 1px solid rgba(26,26,26,.08);
  border-radius: 24px;
  padding: clamp(2.2rem, 5vw, 3rem);
  box-shadow: 0 28px 60px rgba(31,38,135,.12);
  gap: clamp(1.8rem, 4vw, 2.4rem);
}
.budget-helper-header {
  display: grid;
  gap: .6rem;
  text-align: center;
  max-width: 620px;
  margin: 0 auto clamp(1.8rem, 4vw, 2.6rem);
}
.budget-helper-header h2 {
  font-size: clamp(1.9rem, 4.4vw, 2.4rem);
  font-weight: 900;
}
.budget-helper-header p {
  color: rgba(26,26,26,.78);
}
.budget-helper-section .wide-card {
  background: rgba(255,255,255,.94);
}
.wide-card-note {
  margin-top: .75rem;
  color: rgba(26,26,26,.75);
}
.budget-bottom-line {
  position: relative;
  background: linear-gradient(135deg, #ffd6bd 0%, #f0dbff 100%);
  border: 1px solid rgba(26,26,26,.08);
  border-radius: 28px;
  padding: clamp(2.6rem, 6vw, 3.6rem);
  overflow: hidden;
  box-shadow: 0 32px 70px rgba(31,38,135,.14);
  color: #1a1a1a;
}
.budget-bottom-line::after {
  content: none;
}
.budget-bottom-line__inner {
  position: relative;
  display: grid;
  gap: clamp(1.8rem, 4vw, 2.6rem);
}
.budget-bottom-line__head {
  text-align: center;
  display: grid;
  gap: .75rem;
  max-width: 640px;
  margin: 0 auto;
}
.budget-bottom-line__head h2 {
  font-size: clamp(2rem, 4.4vw, 2.5rem);
  font-weight: 900;
  color: #1a1a1a;
}
.budget-bottom-line__head p {
  color: rgba(26,26,26,.82);
}
.budget-bottom-line__grid {
  display: grid;
  gap: clamp(1.2rem, 3vw, 1.8rem);
  grid-template-columns: repeat(auto-fit, minmax(min(280px, 100%), 1fr));
}
.budget-bottom-line__card {
  background: rgba(255,255,255,.94);
  border: 1px solid rgba(26,26,26,.08);
  border-radius: 20px;
  padding: clamp(1.2rem, 3vw, 1.6rem);
  box-shadow: 0 18px 42px rgba(31,38,135,.12);
  display: grid;
  gap: .65rem;
}
.budget-bottom-line__card h3 {
  margin: 0;
  font-size: 1.15rem;
  font-weight: 800;
}
.budget-bottom-line__card p {
  margin: 0;
  color: rgba(26,26,26,.78);
}
.budget-bottom-line__card ul {
  margin: 0;
  padding-left: 1.2rem;
  display: grid;
  gap: .35rem;
}
.budget-bottom-line__cta {
  display: grid;
  gap: .45rem;
  justify-items: center;
  text-align: center;
}
.budget-bottom-line__cta span {
  font-size: .95rem;
  color: rgba(26,26,26,.75);
}
@media (max-width: 600px) {
  .budget-bottom-line {
    padding: clamp(2rem, 8vw, 3rem);
  }
}
main.banking-page {
  display: grid;
  gap: clamp(3.2rem, 6.5vw, 4.8rem);
  padding: clamp(3.6rem, 8vw, 5.6rem) 0 clamp(4.4rem, 9vw, 6.2rem);
}
main.banking-page > section {
  margin: 0;
}
.wide-hero {
  position: relative;
  display: grid; gap: clamp(1.8rem, 5vw, 2.6rem);
  padding: clamp(3rem, 6vw, 4.5rem);
  border-radius: 24px;
  background: rgba(255,255,255,.85);
  border: 1px solid rgba(26,26,26,.08);
  box-shadow: 0 26px 60px rgba(31,38,135,.12);
}
body.layout-wide .wide-hero {
  grid-template-columns: minmax(0, 1fr) minmax(320px, 420px);
  align-items: start;
}
.wide-hero::after {
  content: '';
  position: absolute; inset: 0;
  border-radius: inherit;
  z-index: -1;
  background: linear-gradient(135deg, rgba(255,155,106,.12) 0%, rgba(203,180,255,.18) 100%);
  opacity: .8;
}
.wide-hero-content { display: grid; gap: .8rem; }
.wide-tag {
  font-size: .78rem; font-weight: 700; letter-spacing: .28em; text-transform: uppercase;
  color: #1f7a4d;
}
.wide-hero-title { font-size: clamp(2.2rem, 4.6vw, 2.8rem); font-weight: 900; }
.wide-hero-copy { font-size: 1.08rem; color: #2f2f2f; line-height: 1.85; }
.wide-hero-actions { display: inline-flex; gap: .75rem; }
.wide-hero-panel {
  width: 100%;
  display: grid; gap: 1rem; align-items: stretch;
  padding: clamp(1.2rem, 3vw, 1.8rem);
  border-radius: 18px;
  border: 1px solid rgba(26,26,26,.08);
  background: rgba(255,255,255,.92);
}
.wide-stat {
  display: grid; gap: .45rem; align-content: start;
  padding: clamp(1rem, 3vw, 1.6rem);
  border-radius: 20px;
  background: linear-gradient(135deg, rgba(255,155,106,.16) 0%, rgba(203,180,255,.18) 100%);
  border: 1px solid rgba(26,26,26,.08);
  box-shadow: 0 20px 50px rgba(31,38,135,.12);
}
.wide-stat-emblem {
  width: clamp(52px, 9vw, 68px);
  height: clamp(52px, 9vw, 68px);
  border-radius: 50%;
  display: grid; place-items: center;
  background: radial-gradient(circle at 35% 30%, rgba(255,255,255,.85) 0%, rgba(255,255,255,.2) 70%), #1f7a4d;
  box-shadow: 0 14px 28px rgba(31,38,135,.18);
}
.wide-stat-emblem span { font-size: clamp(1.4rem, 3vw, 1.8rem); }
.wide-stat-copy { display: grid; gap: .2rem; }
.wide-stat-value { font-size: clamp(2rem, 4vw, 2.6rem); font-weight: 900; color: #1f7a4d; }
.wide-stat-label {
  font-weight: 700;
  letter-spacing: .01em;
  text-transform: none;
  color: rgba(26,26,26,.72);
  line-height: 1.5;
}
.wide-panel-divider { height: 1px; background: rgba(26,26,26,.08); width: 100%; }
.wide-stat-note { margin: 0; font-size: .85rem; color: rgba(26,26,26,.7); line-height: 1.5; max-width: 200px; }
/* ========== Home Wheel ========== */
.home-wheel { padding: clamp(5.6rem, 9.5vw, 7.8rem) 0; }
.home-wheel__body {
  width: min(1100px, 92vw); margin: 0 auto; display: grid;
  gap: clamp(1.8rem, 5vw, 2.8rem); align-items: start;
  grid-template-columns: minmax(0, 1fr);
  justify-items: center;
}
.home-wheel__intro { display: grid; gap: .6rem; max-width: 540px; margin: 0 auto; text-align: left; }
.home-wheel__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .24em; text-transform: uppercase; color: #1f7a4d; }
.home-wheel__intro h2 { font-size: clamp(2rem, 4.4vw, 2.6rem); font-weight: 800; }
.home-wheel__intro p { color: #2f2f2f; line-height: 1.7; }
.home-wheel__grid {
  width: min(580px, 90vw); margin: 0 auto;
  display: grid;
  gap: clamp(.3rem, 1.2vw, .6rem);
  grid-template-columns: repeat(3, minmax(0, 1fr));
  justify-content: center;
}
.wheel-tile {
  background: rgba(255,255,255,.9);
  border: 1px solid rgba(31,122,77,.14);
  border-radius: 14px;
  padding: clamp(.32rem, 0.9vw, .48rem);
  display: grid; gap: .14rem;
  text-decoration: none; color: #1f2937;
  box-shadow: 0 10px 26px rgba(31,38,135,.1);
  transition: transform .2s ease, box-shadow .3s ease, border-color .2s ease, background .2s ease;
}
.wheel-tile:hover {
  transform: translateY(-6px);
  box-shadow: 0 24px 50px rgba(31,38,135,.18);
  border-color: rgba(31,122,77,.24);
  background: rgba(255,255,255,.96);
}
.wheel-segment__emoji { font-size: 1.1rem; }
.wheel-segment__label { font-size: .95rem; font-weight: 800; }
.wheel-segment__hint { font-size: .78rem; color: #2f2f2f; line-height: 1.45; }
/* ========== Home Updates ========== */
.home-updates { padding: clamp(4.2rem, 8vw, 5.8rem) 0; background: none; }
.home-updates__wrap {
  width: min(1100px, 92vw); margin: 0 auto; display: grid; gap: clamp(1.8rem, 5vw, 2.6rem);
  text-align: left;
}
.home-updates__title { text-align: center; font-size: clamp(2.2rem, 5vw, 3rem); font-weight: 900; }
.home-updates__lead { display: grid; gap: .6rem; max-width: 760px; }
.home-updates__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: #1f7a4d; }
.home-updates__lead h2 { font-size: clamp(2rem, 4.4vw, 2.6rem); font-weight: 800; }
.home-updates__lead p { color: #2f2f2f; line-height: 1.8; }
.home-updates__cards {
  display: grid;
  gap: clamp(1.4rem, 4vw, 2.2rem);
    grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr));
}
.home-updates__card {
  position: relative; overflow: hidden;
  display: flex; flex-direction: column; gap: 1.1rem;
  background: linear-gradient(135deg, rgba(255,255,255,.95) 0%, rgba(255,255,255,.9) 100%);
  border-radius: 26px; border: 1px solid rgba(26,26,26,.08);
  box-shadow: 0 24px 52px rgba(31,38,135,.14);
  padding: clamp(1.8rem, 5vw, 2.6rem); color: #1f2937;
  text-decoration: none;
  transition: transform .2s ease, box-shadow .3s ease, border-color .2s ease;
}
.home-updates__card::before {
  content: ""; position: absolute; left: 0; right: 0; top: 0; height: 6px;
  background: linear-gradient(90deg, var(--accent-a, #ff6f40), var(--accent-b, #cbb4ff));
}
.home-updates__cards .home-updates__card:nth-child(1){
  --accent-a: #2a2f36; /* iron */
  --accent-b: #0f1114;
}
.home-updates__cards .home-updates__card:nth-child(2){
  --accent-a: #059669; /* money green */
  --accent-b: #34D399;
}
.home-updates__card:hover{ transform: translateY(-6px); box-shadow: 0 32px 68px rgba(31,38,135,.18); border-color: rgba(26,26,26,.14); }
.home-updates__icon { font-size: 1.8rem; }
.home-updates__card-body { display: grid; gap: .5rem; }
.home-updates__card h3 { margin: 0; font-size: 1.35rem; font-weight: 800; }
.home-updates__card p { margin: 0; line-height: 1.75; font-size: 1.05rem; }
.home-updates__cta {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  padding: .85rem 1.6rem;
  border-radius: 999px;
  background: linear-gradient(90deg, #FF6F40 0%, #CBB4FF 100%);
  color: #ffffff;
  font-weight: 800;
  letter-spacing: .05em;
  text-transform: uppercase;
  box-shadow: 0 18px 36px rgba(31,38,135,.16);
}
.home-updates__cta::after {
  content: "\2192";
  font-weight: 900;
  font-size: 1.35rem;
  line-height: 1;
}
/* ========== Buttons ========== */
.button-secondary:hover { background: #1A1A1A; color: #ffffff; transform: translateY(-1px); }
/* ========== Responsive ========== */
@media (max-width: 960px) {
  .wide-hero { grid-template-columns: 1fr; }
  .wide-hero-panel {
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: .85rem;
  }
}
@media (max-width: 900px) {
  body.layout-wide .wide-hero {
    grid-template-columns: 1fr;
  }
  body.layout-wide .wide-hero-panel {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 900px) {
  .home-wheel__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 600px) {
  .home-wheel__grid { grid-template-columns: 1fr; }
  .wheel-tile { text-align: center; justify-items: center; }
}
@media (max-width: 640px) {
  .home-wheel__intro { text-align: center; }
  .wheel-tile { text-align: center; justify-items: center; }
  .home-updates__card { grid-template-columns: auto 1fr; }
}
main > section { background-color: transparent; }
/* ========== Footer (All Pages) ========== */
.footer { padding: 1.25rem 0; background: #ffffff; border-top: 1px solid rgba(26,26,26,0.06); }
.footer__inner { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: .35rem; text-align: center; }
.footer__inner > p { margin: 0; font-weight: 600; color: #1A1A1A; }
.footer__links { display: flex; align-items: center; justify-content: center; gap: .55rem; font-size: .95rem; }
.footer__links a { color: #1A1A1A; font-weight: 500; }
.footer__links span { color: rgba(26,26,26,.45); }
/* ========== Banking Page ========== */
.banking-hero { padding: clamp(3rem, 7vw, 5rem) 0; background: linear-gradient(135deg, #e3e6ff 0%, #fbeee6 100%); }
.banking-hero__wrap { display: grid; gap: 1.2rem; grid-template-columns: 1.4fr 1fr; align-items: start; }
.banking-hero__eyebrow { font-size: .85rem; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; color: #6e6e6e; }
.banking-hero__highlight { background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 18px; padding: 1rem 1.25rem; box-shadow: 0 14px 28px rgba(31,38,135,.1); }
.banking-section { padding: clamp(2rem, 6vw, 3rem) 0; }
.banking-section--alt { background: linear-gradient(180deg, rgba(203,180,255,.10) 0%, rgba(203,180,255,0) 60%); }
.banking-section__wrap { display: grid; gap: 1rem; }
.banking-section__header { display: grid; gap: .6rem; max-width: 720px; }
.banking-section__header .badge { justify-self: flex-start; }
.banking-section--alt .banking-section__header { justify-items: center; text-align: center; margin: 0 auto; }
.banking-cards { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.banking-card { background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 18px; padding: 1rem 1.25rem; box-shadow: 0 12px 24px rgba(31,38,135,.08); }
.banking-section__note { color: #2f2f2f; font-size: .95rem; }
.banking-section__wrap--simple { max-width: 980px; margin: 0 auto; gap: clamp(1.4rem, 4vw, 2.2rem); text-align: center; }
.banking-quick { background: linear-gradient(110deg, rgba(203,180,255,.14) 0%, rgba(255,214,180,.16) 100%); border-top: 1px solid rgba(26,26,26,.04); }
.banking-quick__grid { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.banking-quick__card { background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 18px; padding: clamp(1.1rem, 3vw, 1.6rem); box-shadow: 0 16px 32px rgba(31,38,135,.08); display: grid; gap: .55rem; }
.banking-quick__card h3 { margin: 0; }
.banking-quick__card p { margin: 0; color: rgba(26,26,26,.78); }
.banking-badge--accent { background: rgba(255,111,64,.14); color: #ff6f40; font-weight: 700; padding: .2rem .6rem; border-radius: 999px; font-size: .78rem; letter-spacing: .18em; text-transform: uppercase; justify-self: flex-start; }
.banking-account-grid { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.account-card { display: grid; gap: .55rem; align-content: start; }
.account-card ul { margin: 0; padding-left: 1.2rem; display: grid; gap: .35rem; color: rgba(26,26,26,.8); }
.banking-info-card { border-top: 4px solid rgba(255,111,64,.25); display: grid; gap: .6rem; align-content: start; }
.banking-info-card h3 { margin: 0; }
.banking-info-card p { margin: 0; color: rgba(26,26,26,.78); }
.banking-info-card ul { padding-left: 1.2rem; margin: 0; display: grid; gap: .35rem; }
.banking-info-card--compact ul { gap: .25rem; }
.banking-info-card .banking-badge { justify-self: flex-start; }
.banking-feature-grid { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); margin-bottom: .5rem; }
.banking-feature-card { background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 18px; padding: clamp(1rem, 2.8vw, 1.4rem); box-shadow: 0 14px 32px rgba(31,38,135,.1); display: grid; gap: .5rem; text-align: left; }
.banking-feature-card h3 { margin: 0; font-size: 1.05rem; font-weight: 800; }
.banking-feature-card p { margin: 0; color: rgba(26,26,26,.78); }
.banking-comparison { display: grid; gap: clamp(1.4rem, 4vw, 2rem); padding: clamp(1.4rem, 4vw, 2.2rem); background: rgba(255,255,255,.9); border: 1px solid rgba(26,26,26,.08); border-radius: 22px; box-shadow: 0 22px 52px rgba(31,38,135,.12); }
.banking-comparison__title { margin: 0; font-size: 1.35rem; font-weight: 900; text-align: center; }
.banking-comparison__grid { display: grid; gap: clamp(1.4rem, 4vw, 2.2rem); grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.banking-card--compare { padding: clamp(1.2rem, 3vw, 1.8rem); display: grid; gap: .75rem; }
.banking-card__header { display: flex; align-items: baseline; justify-content: space-between; gap: .6rem; }
.banking-card__tag { background: rgba(31,122,77,.12); color: #1f7a4d; font-size: .75rem; letter-spacing: .14em; text-transform: uppercase; padding: .2rem .6rem; border-radius: 999px; font-weight: 700; }
.banking-card__summary { margin: 0; color: rgba(26,26,26,.8); }
.banking-card__bullets { margin: 0; padding-left: 1.2rem; display: grid; gap: .35rem; }
.banking-card__issuer { font-size: .78rem; text-transform: uppercase; letter-spacing: .18em; color: rgba(26,26,26,.55); }
.banking-credit { display: grid; gap: clamp(1.2rem, 4vw, 2rem); grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.banking-credit__group { background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 20px; padding: clamp(1.2rem, 3vw, 1.8rem); box-shadow: 0 18px 36px rgba(31,38,135,.1); display: grid; gap: .85rem; }
.banking-credit__group h3 { margin: 0; font-size: 1.1rem; }
.banking-credit__list { list-style: none; margin: 0; padding: 0; display: grid; gap: .85rem; }
.banking-credit__list li { background: rgba(203,180,255,.12); border: 1px solid rgba(26,26,26,.08); border-radius: 16px; padding: .85rem .95rem; display: grid; gap: .45rem; }
.banking-credit__issuer { font-size: .75rem; text-transform: uppercase; letter-spacing: .14em; color: rgba(26,26,26,.6); }
.banking-credit--horizontal { grid-template-columns: repeat(4, minmax(300px, 1fr)); overflow-x: auto; padding-bottom: .6rem; }
.banking-credit--horizontal::-webkit-scrollbar { height: 8px; }
.banking-credit--horizontal::-webkit-scrollbar-thumb { background: rgba(31,38,135,.25); border-radius: 999px; }
.banking-credit--horizontal::-webkit-scrollbar-track { background: rgba(31,38,135,.08); border-radius: 999px; }
@media (max-width: 1100px) {
  .banking-credit--horizontal { grid-template-columns: repeat(4, minmax(320px, 1fr)); }
}
@media (max-width: 768px) {
  .banking-credit--horizontal { grid-auto-flow: column; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); }
}
.banking-mistake-card { border-top: 4px solid rgba(235,88,120,.35); display: grid; gap: .5rem; }
.banking-mistake-card h3 { margin: 0; }
.banking-mistake-card p { margin: 0; color: rgba(26,26,26,.78); }
.banking-steps { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.banking-step-card { background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 20px; padding: clamp(1.2rem, 3vw, 1.6rem); box-shadow: 0 18px 36px rgba(31,38,135,.1); display: grid; gap: .6rem; position: relative; overflow: hidden; }
.banking-step-card::before { content: attr(data-step); position: absolute; top: .9rem; right: 1rem; font-weight: 800; font-size: .95rem; letter-spacing: .16em; color: rgba(31,122,77,.35); }
.banking-step-card h3 { margin: 0; }
.banking-step-card p { margin: 0; color: rgba(26,26,26,.78); }
.banking-list { margin: .6rem 0; padding-left: 1.2rem; }
.banking-list li { margin: .25rem 0; }
.banking-list--compact li { margin: .15rem 0; }
.banking-grid { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.banking-grid--two { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.banking-grid--four { grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); }
.banking-prompt { background: #fff; border: 1px dashed rgba(26,26,26,.2); border-radius: 16px; padding: .9rem 1rem; color: #2f2f2f; }
.banking-resource { padding: clamp(2rem, 6vw, 3rem) 0; }
.banking-resource__inner { background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 22px; padding: clamp(1.4rem, 4vw, 2rem); box-shadow: 0 18px 36px rgba(31,38,135,.1); display: grid; gap: 1rem; }
.banking-resource__grid { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.banking-resource__card { background: #f9fafb; border: 1px solid rgba(26,26,26,.08); border-radius: 16px; padding: 1rem; }
.banking-resource__cta { margin-top: .4rem; color: #2f2f2f; }
@media (max-width: 900px) {
  .banking-hero__wrap { grid-template-columns: 1fr; }
}
/* ========== Budgeting & Tools shared utilities ========== */
.tile-grid { display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.tile-card {
  background: rgba(255,255,255,.92); border-radius: 18px; padding: 1.2rem 1.4rem;
  border: 1px solid rgba(26,26,26,.08); box-shadow: 0 16px 36px rgba(31,38,135,.1);
}
/* ========== About Page ========== */
.about-page { background: transparent; }
.about-page .about-hero {
  padding: clamp(3.6rem, 8vw, 6rem) 0;
  min-height: min(85vh, 975px);
  background: transparent;
  position: relative;
}
.scroll-hint {
  position: absolute; left: 50%; bottom: 18px; transform: translateX(-50%);
  display: grid; gap: .35rem; justify-items: center;
  font-size: .85rem; font-weight: 600; color: rgba(26,26,26,.65);
}
.scroll-hint__chevron {
  width: 18px; height: 18px;
  border-bottom: 2px solid currentColor;
  border-right: 2px solid currentColor;
  transform: rotate(45deg);
}
.about-hero__grid { display: grid; gap: clamp(1.2rem, 3.4vw, 2rem); grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); align-items: start; }
.about-hero__card {
  background: rgba(255,255,255,.92); border-radius: 20px; padding: clamp(1.8rem, 4vw, 2.4rem);
  border: 1px solid rgba(26,26,26,.08); box-shadow: 0 20px 44px rgba(31,38,135,.12);
}
.about-pill {
  display: inline-flex; align-items: center; gap: .35rem;
  padding: .35rem .8rem;
  border-radius: 999px;
  background: rgba(203,180,255,.14); color: #6a51b9;
  font-size: .78rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
}
.about-hero__title { font-size: clamp(2.4rem, 5vw, 3rem); font-weight: 900; margin: .65rem 0; }
.about-hero__blurb { color: #2f2f2f; font-size: 1.06rem; line-height: 1.85; }
.about-stat {
  display: grid; gap: .25rem; padding: 1.2rem 1.4rem;
  border-radius: 18px; background: rgba(255,255,255,.9); border: 1px solid rgba(26,26,26,.08);
  box-shadow: 0 14px 32px rgba(31,38,135,.1);
}
.about-stat strong { font-size: 1.8rem; color: #1f7a4d; }
.about-stat span { font-weight: 600; letter-spacing: .04em; color: rgba(26,26,26,.7); text-transform: uppercase; }
.about-values { padding: clamp(3rem, 7vw, 4.6rem) 0; }
.about-values__grid { display: grid; gap: clamp(1.4rem, 4vw, 2.2rem); grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.about-values__item {
  background: rgba(255,255,255,.92); border-radius: 20px; padding: clamp(1.4rem, 3.6vw, 2rem);
  border: 1px solid rgba(26,26,26,.08); box-shadow: 0 18px 40px rgba(31,38,135,.12);
}
.about-values__item h3 { font-size: clamp(1.2rem, 2.1vw, 1.5rem); font-weight: 800; }
.about-values__item p { font-size: 1.06rem; line-height: 1.92; color: #2f2f2f; }
.about-progress { padding: clamp(3rem, 7vw, 4.6rem) 0; }
.about-progress__inner {
  background: rgba(255,255,255,.92); border-radius: 24px; padding: clamp(2.2rem, 5vw, 2.8rem);
  border: 1px solid rgba(26,26,26,.08); box-shadow: 0 22px 48px rgba(31,38,135,.14);
  display: grid; gap: 1rem; justify-items: center;
}
.about-progress__inner h2 { font-size: clamp(1.9rem, 3vw, 2.4rem); font-weight: 900; }
.about-progress__inner p { font-size: 1.06rem; line-height: 1.95; text-align: center; }
.about-progress__roadmap { line-height: 1.9; list-style: none; padding-left: 0; }
.about-progress__roadmap li { margin: .55rem 0; }
.about-cta { padding: clamp(3rem, 7vw, 4.6rem) 0; }
.about-cta-inner {
  background: rgba(31,122,77,.14); border-radius: 26px;
  padding: clamp(1.6rem, 4.6vw, 2.4rem);
  border: 1px solid rgba(26,26,26,.06);
  display: grid; gap: 1rem; justify-items: center;
  text-align: center;
}
.about-cta-inner h2 { font-size: clamp(1.9rem, 3vw, 2.4rem); font-weight: 900; }
.about-cta-inner p { color: #123b2e; font-size: 1.06rem; }
/* ========== Contact Page ========== */
.contact-page { background: transparent; }
.contact-hero { padding: clamp(3rem, 7vw, 4.6rem) 0; }
.contact-hero__wrap { display: grid; gap: clamp(1.1rem, 3vw, 1.6rem); grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); align-items: start; }
.contact-hero__copy { display: grid; gap: .6rem; }
.contact-hero__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: #1f7a4d; }
.contact-hero__copy h1 { font-size: clamp(2.4rem, 5vw, 3rem); font-weight: 900; }
.contact-hero__copy p { color: #2f2f2f; font-size: 1.08rem; line-height: 1.9; }
.contact-hero__instagram {
  display: grid; gap: .5rem; padding: clamp(1.4rem, 4vw, 1.9rem);
  border-radius: 22px; border: 1px solid rgba(26,26,26,.08);
  background: rgba(255,255,255,.92); box-shadow: 0 22px 48px rgba(31,38,135,.12);
  text-decoration: none; color: inherit;
}
.contact-hero__instagram-badge {
  display: inline-flex; align-items: center; gap: .4rem; padding: .45rem .85rem;
  border-radius: 999px; background: rgba(203,180,255,.18); color: #6a51b9;
  font-size: 1.15rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
}
.contact-hero__instagram-body { display: grid; gap: .35rem; }
.contact-hero__instagram-body span { font-weight: 800; font-size: 1.08rem; }
.contact-hero__instagram-body p { margin: 0; color: #2f2f2f; line-height: 1.7; }
.contact-hero__instagram:hover { transform: translateY(-4px); box-shadow: 0 28px 56px rgba(31,38,135,.18); }
.contact-email { padding: clamp(3rem, 7vw, 4.6rem) 0; background: linear-gradient(180deg, rgba(203,180,255,.10) 0%, rgba(203,180,255,0) 60%); }
.contact-email__grid { display: grid; gap: clamp(1.4rem, 4vw, 2.2rem); grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.contact-email__card {
  background: rgba(255,255,255,.92); border-radius: 22px;
  padding: 1.4rem 1.6rem;
  border: 1px solid rgba(26,26,26,.08); box-shadow: 0 20px 40px rgba(31,38,135,.12);
  display: grid; gap: .8rem;
}
.contact-email__card form { display: grid; gap: .65rem; }
.contact-email__card label { font-weight: 700; color: #1f2937; }
.contact-email__card input,
.contact-email__card textarea {
  border-radius: 14px; border: 1px solid rgba(26,26,26,.12);
  padding: .75rem 1rem;
  font: inherit; color: #1f2937;
  background: rgba(255,255,255,.96);
  box-shadow: inset 0 1px 2px rgba(31,38,135,.05);
}
.contact-email__card textarea { resize: vertical; min-height: 140px; }
.contact-email__submit {
  display: inline-flex; align-items: center; justify-content: center;
  gap: .45rem;
  padding: .75rem 1.1rem;
  border: 0;
  border-radius: 999px;
  background: linear-gradient(90deg, #FF6F40 0%, #CBB4FF 100%);
  color: #ffffff;
  font-weight: 800;
  letter-spacing: .05em;
  text-transform: uppercase;
  box-shadow: 0 20px 44px rgba(31,38,135,.18);
  cursor: pointer;
  width: min(180px, 100%);
  align-self: center;
  justify-self: center;
}
.contact-email__submit::after { content: "\2192"; font-weight: 900; line-height: 1; }
.contact-email__submit:hover { transform: translateY(-2px); box-shadow: 0 28px 60px rgba(31,38,135,.22); }
/* ========== Hustles / Tools / Shared Cards ========== */
.wide-card {
  background: rgba(255,255,255,.92); border-radius: 28px; padding: clamp(1.8rem, 3.6vw, 2.6rem);
  border: 1px solid rgba(26,26,26,.08); box-shadow: 0 24px 48px rgba(31,38,135,.14);
  display: grid; gap: clamp(.8rem, 2vw, 1.1rem);
  position: relative; overflow: hidden;
}
.wide-card::before,
.wide-card::after {
  content: "";
  position: absolute;
  pointer-events: none;
  opacity: .6;
}
.wide-card::before {
  inset: -45% 55% auto -15%;
  height: clamp(180px, 42vw, 260px);
  background: radial-gradient(circle at center, rgba(31,122,77,.16) 0%, rgba(31,122,77,0) 70%);
}
.wide-card::after {
  inset: auto -20% -35% 55%;
  height: clamp(180px, 42vw, 260px);
  background: radial-gradient(circle at center, rgba(140,108,255,.16) 0%, rgba(140,108,255,0) 72%);
}
.wide-card > * { position: relative; z-index: 1; }
.wide-card h3 { font-weight: 800; }
.wide-card p { color: #2f2f2f; }
.wide-card:hover { transform: translateY(-4px); box-shadow: 0 28px 60px rgba(31,38,135,.18); }
/* ========== Investing Page Quick classes ========== */
.investing-pill {
  display: inline-flex; align-items: center; gap: .35rem;
  padding: .3rem .7rem;
  border-radius: 999px;
  background: rgba(31,122,77,.1); color: #1f7a4d;
  font-size: .75rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
}
/* ========== Shared Hover states ========== */
.wide-card:hover,
.about-values__item:hover,
.safe-card:hover,
.safe-split:hover,
.safe-tool:hover,
.moon-guardrail:hover,
.moon-tile:hover,
.investing-breakdown__card:hover,
.investing-how-to__card:hover,
.broker-card:hover,
.tool-card:hover,
.banking-resource__card:hover,
.home-updates__card:hover,
.wide-hero:hover {
  transform: translateY(-4px);
  box-shadow: 0 24px 60px rgba(31,38,135,.18);
}
/* ========== Page-wide subtle accents ========== */
.home-page::before,
.about-page::before,
.contact-page::before,
.banking-page::before,
.tools-page::before,
.investing-page::before {
  content: '';
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 0;
}
.home-page::before {
  background: radial-gradient(60% 50% at 20% 10%, rgba(255,155,106,.18) 0%, rgba(255,155,106,0) 60%),
              radial-gradient(50% 45% at 85% 75%, rgba(203,180,255,.16) 0%, rgba(203,180,255,0) 65%);
}
.about-page::before {
  background: radial-gradient(60% 50% at 82% 12%, rgba(203,180,255,.16) 0%, rgba(203,180,255,0) 65%);
}
.contact-page::before {
  background: radial-gradient(55% 45% at 10% 70%, rgba(255,155,106,.16) 0%, rgba(255,155,106,0) 65%);
}
.banking-page::before {
  background: radial-gradient(55% 45% at 82% 30%, rgba(203,180,255,.16) 0%, rgba(203,180,255,0) 65%);
}
.tools-page::before {
  background: radial-gradient(55% 45% at 18% 80%, rgba(203,180,255,.14) 0%, rgba(203,180,255,0) 65%);
}
.investing-page::before {
  background: radial-gradient(60% 50% at 15% 20%, rgba(31,122,77,.10) 0%, rgba(31,122,77,0) 60%);
}
/* ========== Safe & Moon pages quick definitions ========== */
.safe-hero, .moon-hero { padding: clamp(3rem, 7vw, 5rem) 0; }
.safe-hero__inner, .moon-hero__inner { display: grid; gap: 1.2rem; grid-template-columns: 1.4fr 1fr; align-items: start; }
.safe-hero__card, .moon-hero__sidebar {
  background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 18px; padding: 1rem 1.25rem; box-shadow: 0 14px 28px rgba(31,38,135,.1);
}
.safe-foundations__grid,
.safe-allocations__grid,
.safe-toolkit__grid,
.moon-guardrails__grid,
.moon-playbook__grid,
.moon-ops__grid {
  display: grid; gap: 1rem; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}
.safe-card,
.safe-split,
.safe-tool,
.moon-guardrail,
.moon-tile {
  background: #fff; border: 1px solid rgba(26,26,26,.08); border-radius: 16px; padding: 1rem 1.25rem; box-shadow: 0 12px 24px rgba(31,38,135,.08);
}
@media (max-width: 900px) {
  .safe-hero__inner,
  .moon-hero__inner {
    grid-template-columns: 1fr;
  }
}
/* ========== Utility classes ========== */
.badge {
  display: inline-flex; align-items: center; gap: .3rem;
  padding: .3rem .7rem;
  border-radius: 999px;
  background: rgba(26,26,26,.08);
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
}
.text-muted { color: rgba(26,26,26,.6); }
.text-center { text-align: center; }
.stack { display: grid; gap: 1rem; }

.banking-quickstart {
  background: linear-gradient(125deg, rgba(243,234,255,.6) 0%, rgba(210,244,244,.6) 100%);
  border-bottom: 1px solid rgba(26,26,26,.04);
}
.banking-quickstart__wrap {
  display: grid;
  gap: clamp(1.6rem, 4vw, 2.6rem);
}
.banking-quickstart__intro {
  display: grid;
  gap: .8rem;
  max-width: 720px;
}
.banking-quickstart__intro h2 {
  font-size: clamp(2rem, 4.6vw, 2.6rem);
  font-weight: 900;
}
.banking-quickstart__intro p {
  color: rgba(26,26,26,.78);
  margin: 0;
}
.banking-quickstart__tags {
  display: inline-grid;
  grid-auto-flow: column;
  gap: .6rem;
  justify-content: start;
  font-size: .78rem;
  letter-spacing: .14em;
  text-transform: uppercase;
  font-weight: 700;
  color: rgba(26,26,26,.65);
}
.banking-quickstart__tags span {
  background: rgba(26,26,26,.08);
  padding: .25rem .8rem;
  border-radius: 999px;
}
.banking-quickstart__timeline {
  position: relative;
  display: grid;
  gap: clamp(1.4rem, 4vw, 2rem);
  padding-left: clamp(1rem, 3vw, 1.8rem);
}
.banking-quickstart__timeline::before {
  content: '';
  position: absolute;
  left: .3rem;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(180deg, rgba(255,111,64,.3) 0%, rgba(31,122,77,.3) 100%);
}
.banking-quickstart__step {
  position: relative;
  background: #fff;
  border: 1px solid rgba(26,26,26,.08);
  border-radius: 20px;
  padding: clamp(1.2rem, 3vw, 1.8rem);
  box-shadow: 0 18px 42px rgba(31,38,135,.1);
  display: grid;
  gap: .6rem;
}
.banking-quickstart__step::before {
  content: attr(data-step);
  position: absolute;
  top: 1.2rem;
  left: -2.4rem;
  font-weight: 800;
  font-size: .95rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(31,122,77,.55);
}
.banking-quickstart__step h3 {
  margin: 0;
  font-size: 1.15rem;
}
.banking-quickstart__step p {
  margin: 0;
  color: rgba(26,26,26,.78);
}
.banking-quickstart__step ul {
  margin: 0;
  padding-left: 1.2rem;
  display: grid;
  gap: .35rem;
  color: rgba(26,26,26,.78);
}
@media (max-width: 720px) {
  .banking-quickstart__timeline {
    padding-left: 0;
  }
  .banking-quickstart__timeline::before {
    display: none;
  }
  .banking-quickstart__step::before {
    position: static;
    margin-bottom: .35rem;
  }
}


\n.banking-credit__group {
  background: linear-gradient(180deg, rgba(255,255,255,.96) 0%, rgba(245,238,255,.94) 100%);
  border: none;
  box-shadow: 0 24px 52px rgba(31,38,135,.14);
  border-radius: 24px;
  padding: clamp(1.4rem, 3.4vw, 2rem);
  min-width: 260px;
}
.banking-credit__group h3 {
  font-size: 1.15rem;
  font-weight: 800;
  margin-bottom: .4rem;
}
.banking-credit__list li {
  background: rgba(255,255,255,.82);
  border: 1px solid rgba(26,26,26,.06);
  border-radius: 18px;
  padding: clamp(.8rem, 2.6vw, 1rem);
  box-shadow: inset 0 0 0 1px rgba(255,255,255,.6);
  position: relative;
  overflow: hidden;
}
.banking-credit__list li::before {
  content: ''
  position: absolute;
  top: .9rem;
  left: .8rem;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #ff6f40;
}
.banking-credit__list li > div {
  padding-left: 1.4rem;
  color: rgba(26,26,26,.82);
}
.banking-credit__issuer {
  font-size: .75rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(26,26,26,.55);
  margin-left: 1.4rem;
}
.banking-credit__group--accent {
  background: linear-gradient(180deg, rgba(255,244,234,.92) 0%, rgba(255,233,247,.92) 100%);
}
.banking-credit__group--travel {
  background: linear-gradient(180deg, rgba(232,243,255,.9) 0%, rgba(243,232,255,.92) 100%);
}
.banking-credit__group--premium {
  background: linear-gradient(180deg, rgba(255,236,236,.92) 0%, rgba(255,245,232,.92) 100%);
}



.banking-credit__top { display: grid; gap: .45rem; }
.banking-credit__stage { font-size: .75rem; font-weight: 800; letter-spacing: .22em; text-transform: uppercase; color: rgba(31,122,77,.65); }
.banking-credit__blurb { margin: 0; color: rgba(26,26,26,.75); }



.banking-credit--horizontal { scroll-snap-type: x mandatory; }
.banking-credit--horizontal > .banking-credit__group { scroll-snap-align: start; }



.banking-credit__intro { margin: 0 0 1rem; color: rgba(26,26,26,.75); max-width: 720px; }



.banking-credit__group { min-height: 100%; }
.banking-credit__list { flex: 1 1 auto; display: grid; gap: .8rem; }





.banking-credit__list { list-style: none; margin: 0; padding: 0; display: grid; gap: .85rem; }
.banking-credit__group { display: grid; grid-template-rows: auto 1fr; }




@media (max-width: 600px) {
  .banking-credit--horizontal { grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); }
}


/* ======= Source sections (shared) ======= */
.source-section {
  padding: clamp(2.8rem, 6vw, 4.8rem) 0;
  background: rgba(255, 255, 255, .98);
}

.source-section__inner {
  width: min(1080px, 92vw);
  margin: 0 auto;
  display: grid;
  gap: clamp(1.4rem, 3vw, 2.4rem);
}

.source-section__intro {
  max-width: 640px;
  display: grid;
  gap: .5rem;
}

.source-section__eyebrow {
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: rgba(16, 43, 32, .55);
}

.source-section__intro h2 {
  margin: 0;
  font-size: clamp(1.9rem, 4.6vw, 2.4rem);
  color: #102b20;
}

.source-section__intro p {
  margin: 0;
  color: rgba(16, 43, 32, .75);
  line-height: 1.6;
}

.source-list {
  list-style: none;
  margin: 0;
  padding: 0;
  counter-reset: source-counter;
  border-top: 1px solid rgba(16, 43, 32, .12);
}

.source-list__item {
  counter-increment: source-counter;
  position: relative;
  display: grid;
  gap: .4rem;
  padding: clamp(1.2rem, 3vw, 1.8rem) 0 clamp(1.2rem, 3vw, 1.8rem) clamp(3rem, 4vw, 3.8rem);
  border-bottom: 1px solid rgba(16, 43, 32, .12);
}

.source-list__item::before {
  content: counter(source-counter, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: clamp(1.4rem, 3vw, 1.8rem);
  font-size: .85rem;
  font-weight: 800;
  letter-spacing: .08em;
  color: rgba(31, 122, 77, .75);
}

.source-list__label {
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: rgba(16, 43, 32, .55);
}

.source-list__link {
  font-size: 1.05rem;
  font-weight: 800;
  color: #102b20;
  text-decoration: none;
}

.source-list__link:hover,
.source-list__link:focus-visible {
  color: #1f7a4d;
  text-decoration: underline;
  text-decoration-thickness: 2px;
  text-decoration-color: rgba(31, 122, 77, .5);
}

.source-list__link:focus-visible {
  outline: 2px solid rgba(31, 122, 77, .4);
  outline-offset: 3px;
}

.source-list__description {
  margin: 0;
  color: rgba(16, 43, 32, .76);
  line-height: 1.6;
}

.source-list__meta {
  font-size: .85rem;
  color: rgba(16, 43, 32, .62);
}

@media (max-width: 600px) {
  .source-list__item {
    padding-left: 2.6rem;
  }

  .source-list__item::before {
    left: 0;
  }
}


/* ======= FAQ sections (shared) ======= */
.faq-section {
  padding: clamp(2.6rem, 5.5vw, 4.5rem) 0;
  background:
    radial-gradient(740px 540px at 10% 15%, rgba(255, 214, 164, .18) 0%, rgba(255, 214, 164, 0) 65%),
    rgba(250, 252, 251, .95);
  border-top: 1px dashed rgba(16, 43, 32, .12);
}

.faq-section__inner {
  width: min(1080px, 92vw);
  margin: 0 auto;
  display: grid;
  gap: clamp(1.2rem, 3vw, 2rem);
}

.faq-section__intro {
  max-width: 640px;
  display: grid;
  gap: .5rem;
}

.faq-section__eyebrow {
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: rgba(16, 43, 32, .55);
}

.faq-section__intro h2 {
  margin: 0;
  font-size: clamp(1.8rem, 4.4vw, 2.3rem);
  color: #102b20;
}

.faq-section__intro p {
  margin: 0;
  color: rgba(16, 43, 32, .72);
  line-height: 1.6;
}

.faq-list {
  list-style: none;
  margin: 0;
  padding: 0;
  counter-reset: faq-counter;
  border-left: 2px solid rgba(31, 122, 77, .2);
}

.faq-list__item {
  counter-increment: faq-counter;
  margin: 0;
  padding: clamp(1rem, 2.5vw, 1.4rem) 0 clamp(1.2rem, 2.8vw, 1.6rem) clamp(2.4rem, 4vw, 3.2rem);
  position: relative;
  border-bottom: 1px dashed rgba(16, 43, 32, .12);
}

.faq-list__item:last-child {
  border-bottom: none;
}

.faq-list__item::before {
  content: counter(faq-counter, decimal-leading-zero);
  position: absolute;
  left: -2.8rem;
  top: clamp(1rem, 2.5vw, 1.4rem);
  font-size: .8rem;
  font-weight: 800;
  letter-spacing: .08em;
  color: #1f7a4d;
}

.faq-accordion {
  border: none;
  background: transparent;
}

.faq-accordion summary {
  cursor: pointer;
  display: flex;
  align-items: flex-start;
  gap: .75rem;
  font-weight: 800;
  color: #102b20;
  list-style: none;
}

.faq-accordion summary::-webkit-details-marker {
  display: none;
}

.faq-accordion summary::after {
  content: "+";
  margin-left: auto;
  font-weight: 700;
  color: #1f7a4d;
  transition: transform .2s ease;
}

.faq-accordion[open] summary::after {
  content: "−";
  transform: rotate(180deg);
}

.faq-accordion__question {
  flex: 1;
  margin: 0;
  font-size: 1.05rem;
  line-height: 1.5;
}

.faq-accordion__content {
  margin: .6rem 0 0;
  display: grid;
  gap: .6rem;
  color: rgba(16, 43, 32, .8);
  line-height: 1.65;
}

.faq-accordion__content ul,
.faq-accordion__content ol {
  margin: 0;
  padding-left: 1.2rem;
}

.faq-accordion__content li {
  margin-bottom: .2rem;
}

@media (max-width: 640px) {
  .faq-list {
    border-left: none;
  }

  .faq-list__item {
    padding-left: 1.6rem;
  }

  .faq-list__item::before {
    left: 0;
  }

  .faq-accordion summary {
    gap: .5rem;
  }
}